Government Legislation

Parliament of Canada Parliament of Canada     Ontario Ontario
British Columbia British Columbia New Brunswick New Brunswick
Alberta Alberta Nova Scotia Nova Scotia
Saskatchewan Saskatchewan Prince Edward Island Prince Edward Island
Manitoba Manitoba

Parliament of Canada

Bill C-26: An Act to Amend the Criminal Code (Criminal Interest Rate) (PDF)

Parliament of Canada


Payday Loans Triennial Report – September 23, 2013 (PDF)

Government of Manitoba

New payday loan regulations - April 28, 2012 (PDF)

Government Bill 16
Manitoba payday-loan providers will come under closer provincial scrutiny. The Selinger government introduced legislation Friday to strengthen licensing requirements and enhance enforcement of such businesses under the Consumer Protection Act. - Government of Manitoba

The Consumer Protection Act - April 22, 2010 (PDF)

Payday Loans Regulation, Amendment to 99/2007
Regulation 50/2010
Registered April 22, 2010 - Government of Manitoba

Manitoba - Bill 14 - The Consumer Protections Amendment Act (Payday Loans) – June 11, 2009

Government of Manitoba

Manitoba PUB Act - April 4, 2008 (PDF)

Maximum Charges for Payday Loans - Government of Manitoba

Manitoba PUB Transcripts of Proceedings - To Determine Maximum Fees for Payday Loans, November 2007

Government of Manitoba

Notice of Public Hearing - Manitoba Public Utilities Board, November 2007 (PDF)

Government of Manitoba

Bill 25: A Consumer Protection Act - Payday Loans Regulations (PDF)

Government of Manitoba


The Financial and Consumer Affairs Authority of Saskatchewan, Consumer Credit Division, has announced its new website,

Saskatchewan Licence Applications under The Payday Loans Act

Documents (templates) to assist applicants for payday lender licences with the licensing process. Also a list of common problems and suggestions to address those problems.

The attached templates are not mandatory. Applicants are free to adopt them in their entirety, adopt portions of them, or to just use them as a benchmark comparison for their own documents. If you choose to use them, you will need to personalize the template documents to your own company and practices (i.e., company name, fees charged, lending rate, form of advances, etc.)

PLEASE NOTE: The templates, suggested solutions and examples are provided solely to assist applicants to meet regulatory requirements; they are not to be considered general legal advice. If you have any questions concerning the ramifications, legal or otherwise, relating to any of the templates, suggested solutions or examples described, please consult your legal counsel or other advisor.

If you have any questions about this email or the attached documents, or if you feel there are other ways that we can assist you with the licensing process, please contact Angela Fraser at 306-787-5711 or


We are pleased to announce that the Consumer Credit Division’s website is now available at Our site has important information for payday lenders operating in Saskatchewan.

Licence Application Kit

Saskatchewan’s Licence Application Kit can be found on our website in our “Information for Financial Service Providers and Companies” section. Information for Payday Lenders.

Feel free to contact me if you have any questions or concerns.

Angela Fraser B.Admin, CGA
Audit Manager
Consumer Credit Division
Financial and Consumer Affairs Authority of Saskatchewan
601-1919 Saskatchewan Drive
Regina, SK S4P 4H2

Phone: (306) 787-5711 or (306) 787-6700
Fax: (306) 787-9006

Bill 43: An Act respecting Payday Loan Agreements, Payday Lenders and Borrowers. (PDF)

Government of Saskatchewan

New Brunswick

Bill 55: An Act to Amend An Act Respecting Payday Loans (PDF)

Government of New Brunswick

Bill 4: An Act Respecting Payday Loans (PDF)

Government of New Brunswick

Prince Edward Island

PEI – Regulating the Payday Lending Sector – (Discussion Paper) – Nov 6, 2008 (PDF)

Office of the Attorney General – Prince Edward Island

PEI – Payday Loans Act (Consultation Draft) – Sept 30 2008 (PDF)

Government of Prince Edward Island