Current Events

• CPLA submission to the Nova Scotia Law Amendments Committee on Bill 114 (proposed changes to the NS Consumer Protection Act to regulate online payday lenders)
• New! Financial Education and Literacy Programs – one stop shop
• Sask Gov’t Payday Loans Division website now available!
• A CPLA Membership has its privileges!
• "Payday loans are an important source of financial assistance for many people in Ontario. We're taking steps to assure consumers of stronger protections while balancing the needs of the industry."
  – Hon. Ted McMeekin
  Ontario
• Other Payday Loan Studies/Reports

Welcome to the CPLA

The Canadian Payday Loan Association (CPLA) represents 630 retail financial services outlets in Canada.

CPLA is the national trade association for companies that provide Canadians with short-term loans or payday advances in small amounts to help cover unanticipated expenses.

CPLA is not your typical industry association. The CPLA works to promote laws and regulations that balance strong consumer protections while preserving access to short-term credit for millions of Canadians. And we’re a leader in best business practices and consumer protection.

Our mandate is to work with governments toward a national regulatory framework that will allow for a viable industry and protect consumers.

Our members adhere to a strict Code of Best Business Practices.

Our members abide by responsible industry practices and ensure customers understand the cost and risk of short-term payday advances to facilitate the best financial decisions. Using Payday Loans

We take our mandate seriously, and membership in our national association is a privilege.

The Canadian Payday Loan Association and the Better Business Bureau collaborate to provide access to the valuable benefits of BBB Accreditation. Included is the use of BBB’s logo to establish trust in your payday loan business in Mid-Western & Central Ontario (including Metro Toronto) which is now available to CPLA Members ONLY