CPLA Submission and New Studies for Nova Scotia Government Rate Setting

November 14, 2007

PART I — Pre-filed Evidence of the Canadian Payday Loan Association (CPLA) – Report- November 14 2007
(PDF 1Mb)

Appendix A – CPLA Bylaws
(PDF, 66k)
Appendix B – Nova Scotia Payday Lending Outlets
(PDF, 132k)
Appendix C – CPLA Code of Best Business Practices
(PDF, 40k)
Appendix D – Letter of Mandate of the Commissioner
(PDF, 66k)
Appendix E – 2006-07 Annual Report of the Ethics and Integrity Commissioner
(PDF, 111k)
Appendix F – City of Vancouver Policy Report on Urban Structure
(PDF, 282k)
Appendix G – Map of Payday Lending Facilities in Halifax
(PDF, 512k)
Appendix H – Study of the Canadian Banker's Association
(PDF, 137k)
Appendix I – CPLA Press Release
(PDF, 35k)

PART II — Pre-filed Evidence of the CPLA – Pollara Report – October 2007

Part II.1 — C.V. of Michael Marzolini
(PDF, 28k)
Part II.2 — Pollara Poll Results
(PPT, 760k)
Part II.3 — Pollara Focus Group Report
(PDF, 530k)
Part II.4 — Pollara Focus Group Transcript
(PDF, 931k)

PART III — Pre-filed Evidence of the CPLA – Ernst & Young Report – October 2004
(PDF, 764k)

PART IV — Pre-filed Evidence of the CPLA – Deloitte & Touche Reports

Part IV.1 — Deloitte & Touche Report – Cost of Providing Payday Loans in Manitoba – September 17, 2007
(PDF, 263k)
Part IV.2 — Deloitte & Touche Report – Transactional Data Report on Payday Loan Providers in Nova Scotia – November 14, 2007
(PDF, 2.2Mb)

PART V — Pre-filed Evidence of the CPLA – Lawrence I. Gould Report – November 14, 2007
(PDF, 1.2Mb)