CPLA Submission and New Studies for Manitoba Government Rate Setting

September 17, 2007

Pre-Filed Evidence of the Canadian Payday Loan Association. CPLA. September 17 2007. Full report.
(PDF 2Mb)

Report excluding appendices
(PDF, 64k)
Appendix A - CPLA Bylaws
(PDF, 67k)
Appendix B - Manitoba Payday Lending Outlets
(PDF, 83k)
Appendix C - CPLA Code of Best Business Practices
(PDF, 41k)
Appendix D - Letter of Mandate of the Commissioner
(PDF, 65k)
Appendix E - 2006-07 Annual Report of the Ethics and Integrity Commissioner
(PDF, 109k)
Appendix F - City of Vancouver Policy Report on Urban Structure
(PDF, 276k)
Appendix G - Map of Payday Lending Facilities in Winnipeg
(PDF, 1Mb)
Appendix H - Payday Lenders, a Location Analysis: Canadian Bankers' Association
(PDF, 194k)
Appendix I - Excerpt of the Legislative Assembly of Manitoba Debates and Proceedings
(PDF, 41k)
Appendix J - Canadian Association of Community Financial Service Providers, Transcript of CBC Radio Interview with the Honourable Greg Selinger, Minister of Finance, January 12, 2005
(PDF, 41k)
Appendix K - CPLA Press Release: CPLA Calls on Governments to Set Maximum Fees at $20 per $100
(PDF, 64k)

Manitoba Payday Loan Customer Survey. POLLARA. September 2007. Full Report.
(PDF, 512K)

II.I - C.V. of Michael Marzolini
(PDF, 28k)
II.II - POLLARA Poll Results
(PDF, 349k)
II.III - POLLARA Focus Group Report
(PDF, 127k)

The Cost of Providing Payday Loans in Canada. Ernst & Young. October 2004.
(PDF, 746k)

Cost of Providing Payday Loans in Manitoba. Deloitte. September 17 2007.
(PDF, 263k)

Determining the Maximum Allowable Fee for Payday Loans. Lawrence L. Gould. September 17 2007.
(PDF, 272K)


September 18, 2007 - Winnipeg, Manitoba

First-Ever Survey of Payday Loan Consumers in Manitoba Conducted by Pollara


Payday Loan Outlet Distribution in Winnipeg:
Interactive version (Flash) Static version (1MB PDF)